4 mistakes people make when using travel credit cards

Travel credit cards offer a host of perks for travelers. Some such perks include discounted first-class flights, free checked baggage, complimentary meals, and elite hotel room access, among many others. To access these benefits, users simply have to use their accumulated travel credit points while being aware of the card company’s usage rules associated with their services. While this seems easy, it frequently leads to users making common mistakes with their travel credit card. 1. Allowing travel miles or points to expire Most travel credit points come with a set expiry date. This means that if users do not redeem these points within a certain amount of time, they will lose them once that deadline passes. Credit card holders who do not make the most of such use-it-or-lose-it rewards are essentially wasting this money. To prevent points from expiring, one can use them to make small purchases or redeem them for travel plans regularly. Further, it is important for cardholders to know the rules of their travel credit card. One can set calendar alerts on their phone to avoid missing out on travel credit card benefits due to expiration. 2. Buying points and miles when not needed Many credit card companies enable users to purchase miles or points flexibly to reach their next redemption faster.