Top 5 buy now, pay later apps to save money

Top 5 buy now, pay later apps to save money
Buy now, pay later (BNPL) apps help save money. People often use these apps to buy expensive products while paying for them later in smaller installments. Since there are many BNPL apps out there, finding one is easy. However, individuals must pick the right option for the best benefits in the long term. Those who find it hard to decide can consider these five most popular apps to save money. Affirm With numerous BNPL plans, Affirm is a top choice among those looking to save big. Its standard pay-in-four plan with zero interest is particularly popular among shoppers. Aside from this, monthly plans such as three-, six-, 12-, and 60-month repayment plans are also available. All of these have interest rates ranging from 0% to 36% APR. Besides, the app has partnerships with some of the most significant online and offline retailers, which makes it more attractive to consumers. The best part is that one does not have to pay fees to use Affirm! Sezzle Sezzle is great for those looking for BNPL apps that offer flexible payment plans. It lets customers push payments and get two extra weeks to pay back. Moreover, the first reschedule for every order costs practically $0.

10 lesser-known signs of migraine symptoms

10 lesser-known signs of migraine symptoms
Migraines are debilitating headaches that affect thousands of people worldwide. Studies show that about 17.1% of women and 5.6% of men reported having migraine symptoms. While many individuals associate migraines with severe head pain, nausea, and sensitivity to light, some lesser-known signs and symptoms often go unnoticed. This article delves into these lesser-known signs of migraine symptoms to help individuals recognize and manage this complex neurological condition more effectively. Visual disturbances One less recognized sign of an impending migraine is visual disturbances, referred to as an “aura.” These disturbances can include flashing lights, zigzag lines, or blind spots in the field of vision. Auras typically last about 20 minutes to an hour and may be a warning sign that a migraine attack is imminent. While not everyone with migraines experiences auras, recognizing them can be valuable for timely intervention. Neck pain Neck pain is a frequently overlooked symptom of migraines. The tension in the neck muscles can often precede or accompany the headache phase of a migraine. Individuals experiencing neck pain and other symptoms should consider it a potential migraine indicator and take appropriate steps to manage the impending attack. Cognitive impairment Cognitive impairment is a lesser-known but significant aspect of migraines.

11 common car buying mistakes to avoid

11 common car buying mistakes to avoid
Purchasing a car can be an exciting and significant life event. However, it is also a complex and costly decision that requires careful consideration. Many individuals make common mistakes when buying a car that can lead to regret and financial strain down the road. This article sheds light on the common mistakes to avoid to help you navigate this process successfully and purchase the car that suits your needs. Here are a few mistakes to avoid: Skipping research:  One of the most prevalent mistakes is failing to research thoroughly before visiting dealerships. Without understanding your needs, budget, and the market, you might end up with a car that doesn’t suit your lifestyle or financial situation. Look up different makes and models, read reviews, and compare prices online. Ignoring budget constraints:  Setting a realistic budget is crucial. Many buyers get caught up in the excitement of a new car and overspend. Determine your budget, including insurance, taxes, registration, and maintenance costs, and stick to it. Don’t forget to consider ongoing expenses beyond the initial purchase price. Failing to consider resale value:  Some cars depreciate faster than others. Failing to research and consider a vehicle’s resale value can be a costly mistake.

Top 4 cruise lines that include airfare

Top 4 cruise lines that include airfare
If there’s one thing we despise when planning a vacation, it is the time and energy required to find a gratifying airline deal. It takes away so much of the excitement of going on a dream vacation. Thankfully, we’ve understood that it does not have to be like that. Cruise lines now offer packages that now include airfares! Here are some of the best cruise lines that include airfare deals.  Royal Caribbean If you are considering a vacation with Royal Caribbean Cruises, look for their Air2Sea program. This program is in place to ensure that the vacationers boarding the cruise also board their flights at nominal and discounted rates. People from America or Canada will be charged an additional $15, while international travelers are charged $25. The cruise also claims to credit 110% of the difference if you don’t get a decent deal. Since these flights are approved by the cruise, you don’t need to worry about getting to your destination on time. All you have to do is pick from a list of flights that work well for you.  Carnival Just like Royal Caribbean, Carnival also has a program in place that lets you select cruises with airfare packages.

Cancer prevention and management – Foods to eat and avoid

Cancer prevention and management – Foods to eat and avoid
The development of certain conditions like ovarian, blood, lung, prostate, or breast cancer has been linked to the food we eat. While that is not the only cause, and no particular food treats cancer completely, making healthy food choices can drastically reduce the risk of developing cancer. This article provides some details on foods to eat and avoid along with information on (CAR) T-cell therapy to manage various types of cancers. Foods to avoid Red meat Red meat is typically preserved by curing, smoking, salting, or canning. Foods like hot dogs, salami, sausage, ham, and beef jerky are known to create carcinogens that are associated with colorectal and stomach cancer. It is recommended to replace processed meats with white fish, chicken, or turkey. Alcohol Alcohol, classified as a group 1 carcinogen, is linked with mouth, throat, esophagus, breast, liver, stomach, and bowel cancer. The risk of cancer varies significantly on the amount and frequency of drinking alcohol. A glass of wine now and then does not have much of a negative effect; however, frequent binge-drinking episodes can increase one’s risk of being diagnosed with cancer. Refined carbs and sugar Eating excessive refined carbs and sugar increases visceral fat and makes one susceptible to type 2 diabetes.

7 mistakes to avoid when applying for grants

7 mistakes to avoid when applying for grants
Entrepreneurs who want to turn their ideas into full-blown, successful ventures often look for grants to make that happen. As rewarding as applying for a grant can be, many applicants face pitfalls that can diminish their chances of securing funding. Additionally , with many individuals applying for grants , the process has become highly competitive. This also means that aspiring entrepreneurs cannot afford to make mistakes during the application process that could jeopardize their chances of success. Poor research When applying for a grant, one needs to do thorough research on potential lenders, including their priorities and requirements. Applying for grants that are not aligned with the organizational goals, needs, and values should be avoided. As an aspiring entrepreneur, it’s important to steer clear of funding partners with unrealistic or incompatible expectations. Doing adequate research will help increase one’s chances of securing funding. Failing to include supporting documents When one applies for a grant it is important to include supporting evidence to back any business idea. If one is unable to provide the documentation necessary to confirm and validate the proposal, grant reviewers may not consider the application. Not introducing oneself and the venture It is a common mistake to assume that the funder has read about the venture before speaking to the potential entrepreneur.

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Black Friday 2023 – Top 10 Smartphone Deals to Watch Out For

Black Friday 2023 – Top 10 Smartphone Deals to Watch Out For

Even during non-festive periods, smartphones sell like hotcakes in online and offline stores. Most tech enthusiasts routinely feel the need to get their hands on the latest models of their favorite smartphones. With Black Friday 2023 still several weeks away, shoppers can check out the features of their favorite smartphones. All the estimated deals listed in this article are based on the existing retail discounts, and buyers can expect similar bargains this Black Friday. High-range smartphones 1. Different variants of Apple’s iPhone make up the top 4 of the bestselling smartphones in the country. On many retail sites, devices such as the Apple iPhone SE 5G are being sold with discounts that range from about $200 to $250. This means that there is a high percentage chance that similar or better deals will likely emerge for such devices when Black Friday looms closer. The Apple iPhone SE 5G offers fantastic features such as lightning-fast processors, 5G connectivity, 4K video recording capability with 60 FPS, the unique Dynamic Island display, IP67 water resistance, and many more. 2. Samsung’s Galaxy devices come second in the sales pecking order after Apple’s iPhones when it comes to the smartphone market leadership. With the presence of Black Friday looming on the horizon, users can expect great deals on their favorite Galaxy smartphones. For instance, the Galaxy Z Fold 5 is available on many retail sites with existing discounts ranging from 10% to 15%. Shoppers may possibly find such (or better) discounts during the upcoming sale period. The Galaxy Z Fold 5 is a one-of-a-kind foldable phone packed with incredible features such as a massive display, dual-app viewing, immersive gaming experience, super AMOLED screens, and many other niceties. 3. A device that is likely to offer massive discounts during Black Friday is the Google Pixel 7.
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10 Incredible Black Friday Deals to Expect on Laptops in 2023

10 Incredible Black Friday Deals to Expect on Laptops in 2023

Laptops combine the power of desktops with the portability of smartphones, making them suitable for several tasks. But this is also why they tend to be pricey. Unsurprisingly, many wait for sales like Black Friday to buy the model of their choice. Below are ten types of laptops and the Black Friday 2023 deals one can expect on them in the coming months. The discounts listed are based on last year’s sale and current prices. 1. Dual-screen laptops Unlike older dual-screen models, newer ones are much more efficient and non-gimmicky. They have secondary displays with anti-glare capability that perfectly complement the primary screen. A great option is the ASUS Zenbook Pro Duo UX581. It comes with a 15.6-inch 4K UHD NanoEdge touchscreen glossy main display, a cutting-edge Intel Core i7-9750H Quad Core Processor, and a 14-inch 4K matte touchscreen for seamless scrolling and usability. Last year, Amazon sold specific variants of the Zenbook Pro Duo for a discount of 15% in the run-up to Black Friday. 2. Gaming laptops Gamers need laptops that are responsive, less prone to overheating, and armed with high-end graphics cards. In short, they seek devices that will not leave them high and dry in the middle of a high-octane, graphics-heavy game by being laggy and annoying. Thankfully, several gaming laptops tick these boxes, an example being Lenovo’s IdeaPad Gaming 3. The device has incredible features, such as the latest AMD Ryzen 6000 Series processors, GeForce RTX 30 Series GPUs, and Rapid Charge technology to boost battery by 40% in just 15 minutes. Amazon reduced the price of specific IdeaPad Gaming 3 models by $300 last Black Friday, so gamers can hope for similar savings in 2023. 3. Chromebooks Those who prefer the ultra-reliable Chrome OS can check out Acer’s Chromebook 315. It has a powerful Intel Celeron N4020 dual-core processor, a full HD IPS touchscreen, and over 12 hours of battery life!
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